It is sometimes very difficult to meet your financial goals when you are still new to the concept. The fact that you will need to minimize on your spending alone or you have to maintain a frugal living is already way too much of a challenge to most people.
This is why you need to get some guides that will help you pull this off. This should not be that hard to do considering how we have listed down a ton of resources on the site that should help serve as your reference point for you. Then you will find that planning a more financially secure future is not really as hard as it seems.